Homeowner Repair Assistance Program

  1. About the Program
  2. Program Qualifications
  3. Eligible Repairs

Background

The Homeowner Repair Assistance Program provides financial and technical assistance to low-and-moderate income households to repair or eliminate critical health and safety hazard conditions in homes, and assists persons in making their homes more accessible.

New Expanded Program (Above Moderate Income)

The Homeowner Repair Expansion American Rescue Plan Act (ARPA) Financial Assistance Program for the above moderate income households program provides assistance for external health and safety repairs. 

Financial Assistance

Low-Moderate Income Financial Assistance

The Low-Moderate income financial assistance program offers:

  • Mobile Homeowners are eligible for up to $20,000 forgivable grant after 5 years 
  • Single Family Homeowners are eligible for a 20-year deferred or amortized loan with 20% of total project costs being a forgivable grant after 10 years
  • Homeowners have the ability to select a 3% deferred loan or 0% amortized loan with consistent monthly payments

Above Moderate Income Financial Assistance

Single Family Homeowners are eligible for a 10-year amortized loan with 3% interest and 10% of total project costs being a forgivable grant after 5 years for a total project cost not to exceed $25,000.

Applying for Assistance 

Please use our online portal to submit an online application for the Homeowner Repair Program. In order to use the online application, you will need to create a User profile. Once you are ready to apply, you will need to fill out the application completely and upload the required documentation. 

Please allow up to thirty (30) days from the date of application submittal, for eligibility determination. The City will notify you in writing of your eligibility determination. 

Required Documentation

Incomplete applications will not be accepted.  Providing a Completed Application Packet with all the requested copies of financial information will facilitate and speed up the application review process. The City may request additional documentation of your income after reviewing your application. 

A completed application packet consists of:

  • Completed Homeowner Repair Program Application (online or printed)
  • The following financial information for each household member who is over the age of 18:
    • Tax Returns (last three years)
    • W-2s (last three years)
    • Checking account statement(s), most recent last three months (no printouts)
    • Savings account statement(s), most recent last three months (no printouts)
    • Divorce documents, showing child support and alimony
    • Recent Mortgage statement
    • Copy of Deed of Trust
    • Copy of Home insurance
    • Three months recent pay stubs and / or most recent Social Security award
    • Benefits statements (for example: pension, Social Security, IRA’s, Certificate of Deposits Retirement Account, Money Market Accounts.)